Fraud Prevention on Credit Card - Don’ts
Posted on May 7th, 2008 by admin
1) Safeguarding your Card
- Never leave your credit card in an unsecured place, lying around at home or in the office where someone can have access to it. If you do not want to use your card, keep it in a safe and secure place.
- Don’t leave your credit card in your glove compartment of your car to prevent card theft.
- Never sign a blank receipt. When you sign a receipt, draw a line through the blank spaces above the total.
- Do not lend your card to anyone. Your card is not transferable.
2) Safeguarding your PIN & Personal Information
- When creating passwords and PINs, do not use anything that can be easily traced to you such as your date of birth, Identity Card no., etc. Do not record those numbers on anything in your wallet.
- Do not carry PIN with your card or disclose it to anyone.
- Never send account information, such as account number or PIN in an e-mail as it may be intercepted.
- Do not reveal personal details or your card details to any unknown party.
- Watch out for imposters that claim to be from the bank and ask to “verify” your account details to make sure you are protected. The bank does not need your account details, it already has it.
3) Online Usage
- Never provide your credit card information on a website that is not a secure site.
- Never provide your card information online unless you are making a purchase.
- Never respond to e-mails that request for your credit card information and don’t ever respond to e-mails that ask you to go to a website to verify personal (and credit card) information.
- Be cautious about e-mails that offer credit services. Many unsolicited e-mails are fraudulent.
- Never click on Internet links within e-mails. Instead, type the known URL e.g. Citibank.com.my or Maybank.com.my or HSBC.com.my or RHBBank.com.my.
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